How to Apply for Social Security Disability Insurance (SSDI)
SSDI is a crucial safety net for individuals who are unable to work due to a disability. It provides monthly benefits to help cover basic expenses and maintain a certain standard of living. Understanding the application process is vital for those seeking financial assistance during periods of disability.
Importance and Benefits of SSDI
SSDI plays a significant role in supporting individuals with disabilities who cannot engage in substantial gainful activity (SGA). SGA is defined as earning more than a specific monthly amount set by the Social Security Administration (SSA). SSDI provides a financial lifeline, ensuring that people with disabilities have access to essential resources, such as housing, food, and medical care.